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PUBLIC NOTICE
NOTICE OF MORTGAGE FORECLOSURE SALE
AND NOTICE OF
POSTPONEMENT
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL
CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN:
That default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: November 9, 2005
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $72,000.00
MORTGAGOR(S): Donnie J. Lira and Marie D. Lira, Husband and Wife
MORTGAGEE: Beacon Bank
DATE AND PLACE OF FILING: Filed November 23, 2005, St. Louis County Recorder;
Document No. 01002240
ASSIGNMENTS OF MORTGAGE: None
STREET ADDRESS: 4680 HIGHWAY 25, MT. IRON, MN 55768
PARCEL CODE NO: 290-0010-00224
INTEREST RATE ON DATE OF SALE: (8.00)%
LEGAL DESCRIPTION OF PROPERTY: ALL THAT PART OF GOVERNMENT LOT 4, SECTION 2, TOWNSHIP 57, NORTH OF RANGE 19 WEST OF THE FOURTH PRINCIPAL MERIDIAN, SAINT LOUIS COUNTY, MINNESOTA, DESCRIBED AS FOLLOWS:
COMMENCING AT THE NORTHWEST CORNER OF SAID GOVERNMENT LOT 4; THENCE SOUTH 89 DEGREES 17 MINUTES 48 SECONDS EAST, ALONG THE NORTH LINE OF SAID GOVERNMENT LOT 4, A DISTANCE OF 185.07 FEET, TO THE CENTERLINE OF SAINT LOUIS COUNTY HIGHWAY NUMBER 25; THENCE SOUTH 19 DEGREES 43 MINUTES 06 SECONDS EAST, ALONG SAID
CENTERLINE A DISTANCE OF 974.20 FEET; THENCE NORTH 61 DEGREES 07 MINUTES 25 SECOND EAST, A DISTANCE OF 896.65 FEET TO THE EAST LINE OF SAID GOVERNMENT LOT 4; THENCE NORTH 00 DEGREES 24 MINUTES 35 SECONDS EAST, ALONG SAID EAST LINE A DISTANCE OF
470.36 FEET; THENCE NORTH 89 DEGREES 17 MINUTES 48 SECONDS WEST TO THE POINT OF BEGINNING AND THERE TERMINATING.
COUNTY IN WHICH PROPERTY IS LOCATED: St. Louis County, Minnesota
NOTICE OF POSTPONEMENT: The original date and time of sale of December 16, 2009, 10:00 a.m., has been postponed to the new date and time of sale set forth below.
NEW DATE AND TIME OF SALE: Tuesday, January 19, 2010, 10:00 a.m.
AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE:
$73,819.10.
THAT no action or proceeding has been instituted at law to recover the debts secured by said
Mortgage, or any part thereof; that there has been compliance with all the pre-foreclosure notice
and acceleration requirements of said Mortgage, and/or applicable statutes;
PURSUANT, to the power of sale contained in said Mortgage, the above described property will
be sold by the Sheriff of said county as follows:
PLACE OF SALE: St. Louis County Sheriffs Office, 100 North Fifth Avenue West, Room 103, Duluth, Minnesota to pay the debt then secured by said Mortgage and taxes, if any actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagor(s), their personal representatives or assigns is six (6) months from the date of sale.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
UNLESS THE MORTGAGE IS REINSTATED UNDER MINN. STAT. §580.30 OR REDEEMED UNDER MINN. STAT. §580.23, THE PROPERTY MUST BE VACATED BY JULY 19, 2010 AT 11:59 A.M.
Dated: November 30, 2009
BEACON BANK, Mortgagee
JOHNSON KILLEN & SEILER, P.A.
By /s/ Diana B. Dodge
Diana Bouschor Dodge,
Atty #0256821
230 W. Superior St., Ste. 800
Duluth, MN 55802
(218) 722-6331
Attorneys for Mortgagee
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
P.J. – December 3 and 10, 2009
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