Proctor Journal

NOTICE OF MORTGAGE FORECLOSURE SALE

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage:

DATE OF MORTGAGE: November 14, 2003

MORTGAGOR: Michael C. Linder, a single man.

MORTGAGEE: North Shore Bank of Commerce

DATE AND PLACE OF RECORDING: Recorded December 13, 2003, St. Louis County Recorder, Document No. 00928273, as corrected by Document No. 9322694.

ASSIGNMENTS OF MORTGAGE: Assigned to: J. P. Morgan Chase Bank, N.A. as successor in interest to Washington Mutual Bank, F.A., Dated: November 19, 2003, Recorded: December 13, 2003, Document No. 00928274.

TRANSACTION AGENT: NONE

TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE

LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: North Shore Bank of Commerce

RESIDENTIAL MORTGAGE SERVICER: Washington Mutual Bank

MORTGAGED PROPERTY ADDRESS: 6890 Highway 47, Alborn, MN 55702

TAX PARCEL I.D. #: 205001001795

LEGAL DESCRIPTION OF PROPERTY:

All that part of the Northwest

Quarter of the Northwest Quarter

(NW 1/4 of NW 1/4) of Section Ten (10), Township Fifty-two (52) North, Range Eighteen (18) West. Also known as Lot 1. Beginning at the Northwest corner of Northwest Quarter of Northwest Quarter (NW 1/4 of NW 1/4) of Section Ten (10), Township Fifty-Two (52) North, Range Eighteen (18) West, thence Southerly along the West line of said Section Ten (10) for a distance of Two Hundred Twenty Five feet (225’) to a point thence easterly and parallel with the north line of said Section for a distance of One Hundred Seventy feet (170’) to a point, thence northeasterly to a point on the north line of said Section Ten (10), Five Hundred Twenty Five feet (525’) easterly of the Northwest corner, thence westerly five Hundred Twenty Five feet along the northerly line of said Section Ten (10) to the point of beginning.

COUNTY IN WHICH PROPERTY IS LOCATED: St. Louis

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $113,500.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $117,641.51

That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;

PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: March 10, 2009 at 10:00 AM

PLACE OF SALE: Sheriff’s Office, St. Louis County Courthouse, Room 103, Duluth, MN

to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None

“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”

Dated: January 8, 2009.

J.P. Morgan Chase Bank, N.A.

Mortgagee/Assignee

of Mortgagee

USSET, WEINGARDEN AND LIEBO, P.L.L.P.

/s/ Paul A. Weingarden

Paul A. Weingarden

Attorneys for Mortgagee/Assignee of Mortgagee

4500 Park Glen Road #300

Minneapolis, MN 55416

(952) 925-6888

60-1306

0631179876

THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.

P.J. – January 22, 29, February 5, 12, 19 and 26, 2009